In your app, you can observe three distinct payment statuses:
✅ 1. Completed
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Description:
The payment (or refund) has been fully processed. The funds have been sent to the recipient. -
What it means for you:
The amount has been debited from your account. The transaction is finalized and cannot be changed.
⏳ 2. Pending
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Description:
The amount has been authorized and temporarily debited from your available balance, but the transaction has not yet been finalized.
This status typically lasts from 1 to 3 business days, but can remain up to 30 days in some cases, especially for security deposits. -
What it means for you:
The transaction is still awaiting confirmation from the merchant.
It may be:-
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Completed: the merchant finalizes the payment and the amount is fully debited.
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Rejected: the authorization is cancelled, and the amount is released back to your balance.
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❌ 3. Rejected
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Description:
The payment was declined after an initial authorization or rejected immediately. -
What it means for you:
The previously debited amount has been released, and the funds are available in your account again.
No money was sent to the merchant.