Once we securely analyze your income and expenses on your BLING account and/or external account, we will determine your eligibility for a cash advance. If eligible, you can request a cash advance directly through the app.
To ensure responsible lending, we apply limits on cash advances.
See how my cash advance amount is calculated
What happens after you request a cash advance?
- If you have a BLING account, the cash advance will be immediately available in your account.
- If you do not have a BLING account, the advance will be transferred to your external account via SEPA credit transfer, which may take 1 to 3 business days.
How does the reimbursement work?
- During the process, you can choose a reimbursement date within 62 days of your request.
- If you have a BLING account, once the reimbursement date is reached, the reimbursement will automatically be charged to your BLING account.
- If you do not have a BLING account, the reimbursement must be made entering a credit or debit card manually. If payment fails and you miss the due date, we will debit your external account to complete the reimbursement.