Once we securely analyze your income and expenses on your BLING account and/or external account, we will determine your eligibility for a cash advance. If eligible, you can request a cash advance directly through the app.
To ensure responsible lending, we apply limits on cash advances.
See how my cash advance amount is calculated
What happens after you request a cash advance?
- If you have a BLING account, the cash advance will be immediately available in your account.
- If you do not have a BLING account, the advance will be transferred to your external account via SEPA credit transfer, which may take 1 to 3 business days.
How does the reimbursement work?
- During the process, you can choose a reimbursement date within 62 days of your request.
- If you have a BLING account, once the reimbursement date is reached, the repayment will automatically be debited from your BLING account, or on the external reimbursement method added.
- If you do not have a BLING account, the reimbursement must be made entering a credit or debit card manually. If payment fails and you miss the due date, we will debit your external account to complete the reimbursement.
Boost can be applied to cash advances.
Learn more