❌ No, it’s not required
You are not required to open a BLING account to request an advance.
However, having a BLING account is taken into account when evaluating your eligibility and can influence the amount you may be offered.
✅ If you have a BLING account
Your advance is immediately available in your BLING account once approved.
Repayment is done automatically on the due date, using the balance of your BLING account.
🕒 If you don’t have a BLING account (Advance-only option)
You’ll need to connect an external bank account so we can analyze your regular income.
If you’re eligible, the advance will be transferred to that account via SEPA bank transfer, usually within 1 to 3 business days.
Repayment must be made manually, via:
- Debit card
- Direct debit
- Or bank transfer
🎯 Summary
| BLING account | Advance-only | |
|---|---|---|
| Advance transferred to… | BLING account | External bank account |
| Time to receive funds | Instant | 1–3 business days |
| Repayment | Automatic | Manual (card, transfer, or direct debit) |
⚠️ A credit is a commitment. Check your repayment capacity before committing yourself