We have an automatic calculation that analyses each profile to find out how much each user can have.
Our advance is calculated based on your income, expenses, debts, defaults and overdrafts in order to avoid an uncomfortable economic situation when it comes to reimbursing.
You have the option of request your advance with a regular transfer, which takes 3 to 5 working days and is free of charge. Or you can also select the instant transfer, which involves a payment of €7 and can take between a few minutes and 24 hours depending on your bank (except weekends and holidays).
And as for the reimbursement date, you have 62 days to return your advance. You can change the refund date for free if it is within these days (if you are less than 24 hours from the original selected date, you won’t be able to change it) ⏳
We process reimbursements in the following way:
- Credit card debit on the day of the reimbursement date chosen by you. If this is rejected for any reason, we make a second attempt the next day.
- If the rejection persists, we will make a direct debit from your bank account. When we proceed in this way, depending on the banks, the transfer time is up to 15 business days.
💡 And you can make several advances per month, as long as you have repaid the one you have pending and without exceeding the limit of 300€.